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Use our calculator to find out how much your investment could earn if your interest is paid monthly, yearly, or at maturity. This is indicated in the tables by a not showing an interest rate for that product during the relevant term. Find the best term deposit interest rates online with our rates table ^Interest rate current as at 14 April, and subject to change without notice. For Westpac issued products, conditions, fees and charges apply. * You must provide a minimum of 31 days notice to access funds prior to maturity (except in cases of hardship). for new customers for the first five months. The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder. Consider the product disclosure statement before making a purchase decision. Source: Canstar, 02/05/2023. Learn more about scams. And five year rates are 50 basis points lower. You can get a copy of the current Disclosure Statement for Westpac New Zealand Limited and a copy of the term sheetfor Westpac Term Deposits from any Westpac branch in New Zealand free of charge. Available on deposits of $5,000 to $5,000,000 with interest paid monthly or annually. Whats the difference between a term deposit account and a savings account? Term Deposits Westpac Life savings account A flexible savings account with bonus interest for regular savers, supporting both long- and short-term savings goals. All Macquarie household deposits surge as major banks jockey for savings Sponsorship or Promotion fees may be higher than referral fees. 2. Check out our Term Deposit special offer rate. Choose whether to withdraw funds or reinvest, or set up instructions in advance. You can also choose to have interest paid at maturity for longer terms. Rate will not be automatically applied to a renewing Term Deposit. Apply in branch. 4.25% p.a. This includes the Westpac Life total variable rate increasing to 2.6 per cent . The National Housing Finance and Investment . Speak to one of our friendly specialists who can help.