If you have a 12-month policy and cancel after four months, then you will receive back eight months of insurance premiums. I have been trying to report a motor claim for over 2 hours now and am still on hold - although my call is apparently important to them. You usually can download the form from your insurance companys website. However, the grace period does not mean you get a few free weeks of coverage just by switching insurers. All 50 states Lines are open Monday-Friday 8am-8pm, Saturday 8am-6pm, Sunday and Bank Holidays 10am-4pm. If you regret canceling your car insurance policy, some companies allow you a full 24 to 48 hours to have it fully reinstated without any consequences. SC327000. Take my advice use another company. Some insurers offer multi-car insurance policies, allowing you to cover two or more cars under a single policy. If youve been driving for some time, you might already have an idea about the number of miles you drive in a typical week, month or year. All 50 states 276 Bedford Hwy #103, Halifax, NS B3M 2K6. Get cover you can rely on with our car insurance with a quote online from a panel of insurers. Find out gas costs based on your city, state or make and model. Find out if other home insurance options are right for you. Today, were explaining everything you need to know about car insurance cancellation fees. To avoid a lapse of coverage, get your new policy started as soon as possible, or ask for your policy to be backdated to the day you lost coverage. Car Insurance Cancellation Fee - What You Should Know This is based on representative cost savings from November 2022 data. Yes After many phone conversations with Halifax, I am still awaiting the repair. There's no cancellation fee if you cancel a standard. Should have read the trustpilot reviews before sigining up to halifax car insurance. We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the.